Annual Percentage Rate? How to choose a best credit card!

Annual Percentage Rate? How to choose a best credit card!

finance money order thumb1 Annual Percentage Rate? How to choose a best credit card!

How to choose a best credit card?

Credit cards have become a part of life for most people living in the western countries. It’s becoming increasingly impossible to avoid them, especially for business men. So if it is the first time you are seeking to enter into the world of plastic money, here are some of the basic things you should look out for.

First, compare the interest chargeable for all the Credit cards for which you are eligible. While the rate may not remain fixed indefinitely, it’s always advisable for first timers to go for the one charging lower rates.

Read the fine print, especially on the other charges that may be charged on you, like late-payment fees, annual fees, and whether there is a grace period which is normally given before the finance charges kick in.

Decide what limit is appropriate for a person of your income. Also the fewer Credit cards you have, the better placed you are to track your spending.

Compare the services and other features such as the cash back incentives, or warranties, rebates and the like.

Check whether the card is widely accepted to enable you to pay for your needs.

You will do yourself a favor by familiarizing yourself with the following terms.

Annual Percentage Rate. This is the measure of the yearly cost of credit.

Finance Charges. These are the total charges involving the transaction. This is the period the issuer gives you before he starts charging you interest on new purchases. Note that not all Credit cards have a grace period.

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13 Responses to “Annual Percentage Rate? How to choose a best credit card!”
  1. Twitter says:

    Smokey Robinson & The Miracles – You Really Got A Hold On Me (Shindig 1964) (by nyrainbow5) I don’t like you, but I love you Seems that I’m always thinkin’ of you You treat me badly, I love you madly You’ve really got a hold on me Baby, I don’t want you, but I need you Don’t wanna kiss you, but I need to You do me wrong now, my love is strong now… –

  2. Falmung says:

    - That's the harsh truth & reality. The Arts r seen as second rate. But slowly the tide is turnin. Painfully slow though

  3. MEGASKYEYE says:

    the kid had me smiling- wish i was there :(

  4. Anika says:

    TEGUCIGALPA, Honduras — Honduras’ ousted president has participated in a meeting with national political figures headed by the man who replaced him to discuss reforms that may be needed in the Central American nation.
    Saturday’s session is ex-President Manuel Zelaya’s first meeting with national political leaders since his return from exile in May.
    Zelaya repeated calls for an assembly to be convened to rewrite Honduras’ constitution. Similar efforts to change the constitution led to his ouster by a coup two years ago.

    read more

  5. Beijing says:

    Mark IV, when you follow the link, look at the second heading: “Financial Reports.” Under that heading, you can click to download the following files (text cut and pasted from the NAACP site): “2006 Annual Financial Report | 2006 Annual Financial Report (PDF) | 2005 Annual Financial Report | 2005 Annual Financial Report (PDF) | Bookkeeping Guide.”

    I dislike your implication that I was expressing a lack of admiration for donors to any charity or devaluing their sacrifices. I was not. It is not disresepectful to anyone to point out that the LDS church does not currently make its financial reports available. It is simply a fact. That's all I have to say on the subject.

  6. AuraDaMovm3nt says:

    Love Always.

  7. guerreirox3 says:

    lol look up what veng does it does upto 75% damage back on the player who hit them that was an 848 so 3 thirds would be 636? wich would have koed him 100% since he was on around 300lp the d scim spec (to cut off her pray) yes it would have taken away veng but if it had been 30 secs most likely since they wernt fighting beforehand she could just use it again straight away

  8. OhHeyyJordan says:

    This look is absolutely stunning on you.

  9. ThatScrubKid says:

    2nd degree

  10. J_Kareh says:

    So y’all who going throw it, just know God watching and he got you he just want to see strong you’ve become.

  11. GMC13G says:

    Well there's nothing wrong with this game lol. It has a decent physics engine, the graphics are also nice, and it has a great storyline. I have also played the games you said but Vice City isn't exactly best known for its physics. Same for San Andreas even though I play San Andreas Multiplayer a lot. So… yeah. There's nothing at all wrong with this game, so I don't get why you'd have to say “ugly fk 3rd person games !!” when you play them to begin with. :3

  12. Twitter says:

    *DJ PLOSSER : LOW-RATE STATEMENT AN ATTEMPT TO EASE POLICY MORE

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